Protecting Your Home’s Roof from Storm Damage

Without a roof, your house would not be home. A roof provides shelter, security, and protection from all outside elements. When your roof becomes damaged from those outside elements, like a tree falling on it during a storm or large hail puncturing through it, it’s important to seek professional help right away to prevent any further damage. But who do you call when something like this happens in the middle of the night or on the weekend? Is it considered an emergency? What are the common causes of emergency roofing repairs? Below, we will help answer these questions to provide you with knowledge, so you will know what to do if something like this happens to your roof.

What is considered an emergency?

If a roof is allowing water to enter the home, caving in, or looking like a potential hazard, then it most definitely needs to be repaired ASAP. In most instances, a roofing company in Columbia can address the issue right away with a temporary solution until the weather permits and the roofing company can map out a plan and schedule with you at the time to determine the exact issue and its costs.

What are the common causes of emergency roofing repairs?

There is a variety of things that can cause roofing emergencies. It is your job, as the homeowner, to react quickly as soon as you notice your roof’s damage. Here are the more common causes of roofing repair emergencies:

Rain- Rain, in general, should not cause any issues to your roof, but if it rains for a long period, the more it can affect your roof. For example; your roof may have an area that forms a crevice in which it will gather the rain for the total duration of the storm causing that area of the roof to weaken. If it becomes weak, the easier it is for holes and leaks.

Hailstorms – When weather conditions get severe and form into hailstorms, the hail in Columbia can cause major storm damage in a matter of minutes. You might not notice the damage during the storm, but for precautions after each hail storm, it’s best to inspect your roof to make sure the hard hail did not puncture the roof.

High winds – High winds can affect your roof because of the effects it can have on trees close to the roof. The high winds can knock over a tree into your roof and home, causing a large puncture to its form.

Who do you call?

You call a professional roofing company that provides a 24-7 emergency hotline. Do not call in a panic. The damage to the roof is already damaged. Once you call the roofing company, they will send over help to prevent issues from worsening. It’s also best to contact your insurance company to analyze what’s covered and what is not. Together, yourself and the roofing company can go over your coverage to determine a plan of action best for your roofing needs.

Beating Baccarat – Winning Systems & Strategies

Baccarat is one of the oldest casino games, remaining virtually unchanged over the past four centuries. It’s a game that gives off an air of elegance. Baccarat’s cousin chemin-de-fer is the favorite game of James Bond.

Certain parts of the gambling world are more in thrall with baccarat (or punto banco, or chemin-de-fer) than others. Macau is the modern baccarat hotspot – what Las Vegas is to poker, Macau is to baccarat. By the same token, you won’t find a huge baccarat audience in Atlantic City or anywhere else in America, really. The game is still really popular in parts of Europe, but it’s catching on in Asia (with Macau as the flashpoint) faster than anywhere else in the world.

Baccarat is a card game, but don’t confuse it too much with blackjack. Blackjack offers a lot of opportunities for strategy – it’s a mathematician’s game that can be managed through the use of basic strategy. Baccarat depends more heavily on luck – in some cases entirely on luck – to produce winnings. If you find yourself reading a baccarat betting strategy that advertises altering your bets to get an edge, you’re being lied to.

Below are a few real tips and tricks for winning at baccarat. If you follow the advice below, you’ll be a better baccarat player, regardless of where in the world you choose to try your hand at “the royal game.”

Place the Right Wagers
Honestly, there’s only one wager in baccarat that I consider worth your time. I can give you all the baccarat wagering tips you need in just two statements:

Never bet on “tie.”
Always bet on “banker.”
The house edge on banker wagers in baccarat is just 1.06%. That’s better odds than even the best craps bet. That’s the kind of odds you can only get in blackjack with perfect strategy and a little bit of luck in terms of liberal rules. If you stick ONLY to the banker bet, the casino has a slim advantage. Sure, they’ll eventually win all your cash, but at least with this wager it’ll take them a bit longer.

The tie bet is a classic sucker bet – it pays out at 8 to 1, but actually gives the house an edge of more than 14%. If the tie bet paid out at 14 to 1, we might be having a totally different conversation. Unfortunately, the gap between true odds and payout odds is too great. If you ever place a “tie” bet and I’m nearby, you’ll probably get offered a free beverage and then have to listen to a mini-lecture on your wicked ways.

What about side bets? I’m never a fan of side wagers, and the ones available on some baccarat games are no exception. The most popular is called the “Dragon Bonus,” which pays off if your bet wins by four points or more or if you win with a natural 9. It pays out as a 1:1 bonus but must be triggered with a $1 side wager. The house edge for the Dragon Bonus is about 6%, which makes it a definite no-go in my opinion. All other baccarat side wagers offer either equivalent or worse odds. They’re sucker bets to be avoided.

Look for Small-Shoe Games
Most baccarat games use an eight-deck shoe – that means the game is played with eight decks of cards. Small-shoe games, popular everywhere you find a real game of baccarat, use a shoe of just six decks. Rumors abound about an Atlantic City game that occasionally uses a half-shoe (four decks), but I can’t confirm that.

Here’s a tip – if you find a baccarat game with a reduced shoe, play it. I don’t care how many decks are in it, if it’s fewer than eight. Every deck removed from the game affects your likelihood of winning by a tiny percentage. Though short-shoe games aren’t all that much better odds-wise than full games, every little bit helps.

Manage Your Money (and Quit While You’re Ahead)
Managing your money means establishing a unit bet size, sticking to win and loss limits, and (above all) gambling for entertainment rather than income. When you establish your budget, your bet size, and other facets of your bankroll management program, you should be fully prepared to lose the cash you’ve set aside for your baccarat play. If you think of that money as the casino’s, which you exchange for entertainment a little bit at a time, you’ll be surprised with how differently you feel about your losses at the table.

Another major aspect of bankroll management is quitting while ahead – if you manage to get ahead, that is. Bets on player and banker give the house a 1.06% and a 1.24% edge respectively, which is small, but significant enough that it will eventually drain your bankroll. If you’re foolish and bet on tie, you’re staring down a 14.36% casino advantage, which will make your money the casino’s money at an even faster rate than usual. If you find yourself up $100, and you’re happy with that, walk away and finish the day a winner.

Conclusion
Though baccarat doesn’t enjoy the same level of popularity the world over as it does in parts of Asia and Europe, it’s still a classic casino game, popular enough to be available in online versions at any worthwhile Web-based casino site. Baccarat has a rich history, a flavor of nobility, and a couple of decent wagers in the form of “banker” and “player” wagers.

Provided you don’t fall for any outlandish wagering systems, or place the “tie” bet pretty much ever, you should have a good long session of baccarat for your investment. Just make sure to manage your finances appropriately. Nothing ruins a good time like an empty wallet.

How to Make a Million Dollars Playing Video Poker

I’ll level with you – if I knew some secret method for making a million dollars on video poker, I wouldn’t be blogging right now. I’d be in the Alaskan wilderness catching salmon or just sitting on my back porch cracking open a beer.

So how can you become a video poker millionaire? The truth is, there is no one secret method that will turn you into a video poker millionaire. I’m suspicious of “get-rich quick” ideas of any variety. As a general rule, the less work something requires, the less effective it is.

I can think of a few outside-the-box ways to put two commas in your bank account playing video poker:

You could win a million dollars playing progressive video poker. Of course, you’d have to win an unlikely number of progressive jackpots to total $1,000,000 – video poker progressive jackpots are considerably smaller than slot machines, resetting to between $500 and $1,500, and rarely paying off more than two or three times the reset amount. Don’t forget how rare progressive video poker games are – you won’t find a single progressive video poker game on the Vegas Strip or anywhere in Atlantic City.
You could sit around putting money in the machine until you hit an uncanny streak of luck. Let’s say you’re betting max, $5 per credit and $25 credits per hand. If you could string together enough $30 payouts in a row, you’d eventually win a million bucks. It would take 200,000 straight 6-credit wins (to offset the coast of each round’s maximum bet), and would certainly raise some eyebrows at the IRS, but I suppose it’s technically (given enough decimal places) “possible.”
You could have a really gnarly slip-and-fall accident while playing a video poker machine. If it’s found that the casino was negligent in inspecting and maintaining their property, you’ll be entitled to compensation, damages, and (in rare cases) a punitive award designed to teach the casino a lesson they won’t easily forget. It’s within the realm of possibility that you could win a million-dollar settlement. Of course, this is abuse of the system, and it would make you a horrible human being. It may backfire too – the court may throw the case out, especially if there is no evidence of negligence.
Those three ideas are pretty far outside the realm of possibility. Instead of slipping in a spilled drink, waiting for a mathematical miracle, or losing your shirt chasing progressives, I suggest a more level-headed approach.

The Three Basic Tenets of the Video Poker Millionaire
The three tenets listed below aren’t exactly secret. They’re freely-available all over the Internet. I can vouch for this fact, as I’ve written dozens of blog posts on these topics over the years.

Once you’ve learned how to play video poker, all you need to do to (one day) make a million bucks playing the game is follow these three simple rules:

Learn Basic Strategy
If you want to have fun in Vegas and don’t mind eventually giving your entire $100 bankroll to the casino, you don’t need to worry about strategy.

If your plan is to earn a million dollars from video poker, you have to become a graduate student of gambling. It helps if you have a good library near your home, since some of the books you’ll want to read aren’t all that available online. In fact, if you live near a state university with a decent research library, you’re a step ahead.

While you’re at it, subscribe to some gaming magazines. If you’re mostly going to gamble in Vegas, subscribe to some Vegas content, too. Join a couple of forums. Depending on where you live, you may be able to find seminars in your area teaching legitimate video poker and other game strategies. By the way, this isn’t something you can do once or twice a year for a couple of years and be done with it. With new games come new strategies, and with new casinos come new opportunities for advantage gambling. You’ll really need to become a lifelong student of gambling and game strategy.

Choose Player-Friendly Games
Unfortunately, the heyday of +EV video poker is long gone. You can still find a few high-paying titles that make a special trip to a specific casino or website worth your time. Specifically, there’s enough 10/7 Double Bonus and full-pay Deuces Wild on casino floors in the gambling Meccas of America to keep things interesting. If you are absolutely determined to earn a million bucks from video poker, you should probably stick to these titles only, since any other titles are going to retain too much of your money over time.

If you don’t mind gambling a little (or waiting a few extra years to earn your million), you can play some of the 99%+ titles that casinos still host. These are generally available whether you’re online, in Vegas, in Atlantic City, or elsewhere in the USA. The so-called Not So Ugly Deuces games (which we call 25/16/10) is popular and gives the casino a less than a quarter-percent edge, as do most casino’s versions 9/6 Jacks or Better, and the venerable 8/5 Bonus Poker with a return of around 99.1%.

Casinos love to put sub-99% video poker games immediately next to identical games set high. This is especially true in the few casinos where you still find full-pay titles. This means you absolutely have to inspect every pay table before you play.

Manage Your Money (and Earn Comps)
The kind of dedication it takes to become a gambling millionaire means that it shouldn’t be hard for you to rigorously control how much you spend on video poker. But since you should always bet maximum, your wager size and scope are pretty limited. Instead of worrying about bet sizing, focus on earning those crucial additional benefits casinos give their loyal customers. That means joining the players club, exchanging club points for cash, scoring multiple-points promos, entering raffles and drawings, playing in video poker tournaments, remembering to mail in those bounce-back rewards clipping coupons, and doing all those annoying things that tend to make a casino trip less fun.

In exchange for a little bit of what always feels like wasted time, you’re putting a big dent in the casino’s edge. If you’re already playing +EV games, using comps basically extends your tiny edge. Not a statistically-significant amount at first, but over time, it makes a big difference.

Conclusion
I’m at the end of the post, and I have this nagging question at the back of my mind. Is this even possible?

I did some math – always a dangerous proposition – and came up with some interesting figures about this hands-off method of becoming a millionaire on Jacks or Better. To earn $1,000,000 playing 10/7 Double Bonus (which gives you about a 0.17% return per hour, when playing with perfect strategy), you’d have to play for 294,117 hours. That’s assuming you can play 80 hands an hour perfectly, making no strategic mistakes at all. That works out to about 100 years of playing the same game for eight hours a day.

Having said that, you could always form a partnership with other players working towards a common goal – but then, you’re not really a millionaire, are you?

All told, I think it’s an interesting question to answer and a good teachable moment. I am sure that someone out there has earned a million bucks (or even more) playing video poker, but they’re probably some sort of outlier, with an uncanny ability to play long-term and the best-odds games making very few mistakes. It’s also possible that a person would earn a million bucks worth of comps given enough time and enough loyalty at the right casino.